Cheesy Bean Dip

Re-fried beans (below) or 1 can
4 ounces cream cheese, softened
1/2 C sour cream
2 green onions, diced
1 T taco seasoning
2/3 C salsa
1-2 jalapeno peppers, diced
1 C cheddar cheese, grated

Mix everything together, reserving some of the salsa and cheese.  Pour into baking dish and top with reserved salsa and then cheese.  Bake at 375 until golden brown and bubbling on the sides, about 30 minutes.  Cool slightly and serve with tortilla chips.

Re-fried Beans 
1 T bacon grease or oil
1 small onion, chopped
1 clove garlic, diced
1 Serrano pepper, diced
1 black beans, drained

Saute onions until tender, about 3-5 minutes.  Add the garlic and pepper and saute about 1 minute.  Add the beans and heat until warm.  Mash the beans to the desired consistency.  If the beans are too thick, add water to thin them out.